Health and Dental Insurance

What NBCC Students Need to Know

The Province of New Brunswick, NBCC and NBCC Student Union (NBCCSU) have worked to provide students of the College a comprehensive approach to Health and Dental insurance.

NBCCSU Supplemental Health & Dental Insurance (for all students)

NBCCSU founded their Supplemental Health & Dental Insurance through a student referendum. It is a plan established by students for students.

  • Full-time students are automatically ‘opted in’, i.e. the plan is mandatory for students in NBCC’s regular programs of 20 weeks or more regardless of the program delivery method (blended, online, etc.). Students who are new to the plan will have a validation period of between 45 and 60 days. During this time, benefits can be accessed but must be held until the validation period has passed. After the validation period, new students are activated to the plan. 
  • Part-time students are not eligible for coverage under this insurance plan.
  • Student may ‘opt-out’ of this coverage upon provision of proof of alternate (equivalent) insurance coverage. If you have proof of comparable extended coverage, you must apply to ‘opt out’ of the plan prior to NBCC’s deadline (refer to Academic Calendar for dates) using the waiver form online at . Provincial health plans are not comparable coverage, as they do not include all the benefit categories included in the student plan. Please note the Medicare and/or Guard Me plans are designed to complement the NBCCSU insurance and cannot be used to "opt-out" of the supplemental health & dental insurance. If you are an international student looking for information on opting out of, visit
  • Additional coverage for spouse and/or dependents is available (refer to Academic Calendar for deadline dates). You will have one opportunity to purchase family coverage for your spouse and/or dependent(s) by submitting an application form to the Student Benefits Representative.

Next Steps for my NBCCSU coverage

  1. Visit the Tuition and Fees page to learn more about the cost of this plan.
  2. Visit to ‘opt-out’ online, to purchase additional family coverage for your spouse or dependant(s) or download your customized myBenefits Card. If you are an international students looking for information on opting out of, visit
  3. Contact us if you have questions or concerns at NBCC Student Benefits Plan Office:
    1234 Mountain Rd.
    Moncton, NB E1C 8H9
    Toll Free: 1-855-867-6821
    Email: International Insurance (International students only)

All international students will be charged $300 for their first Academic Term to ensure coverage while they apply to the Province’s Medicare Program (or in the event they are denied for any reason).

Students who have not obtained proof of New Brunswick Medicare coverage by the "Last Day to Opt Out of Student Health and Dental or Plans with proof of coverage" found on the Academic Calendar will be charged an additional $300 for the second term of coverage.

If you have proof of Medicare coverage, you must apply to 'opt out' of the plan prior to NBCC’s deadline (refer to Academic Calendar for dates) using the “Opt Out” option on the Guard.Me NBCC website.

All students with an active New Brunswick Medicare card are required to have the Annual Excursion policy as it will cover travel-related expenses that Medicare will not. It is essential that all international students receive the same insurance coverage while attending NBCC, therefore students are not able to be excluded from this coverage. The cost is $64.50 for an entire year of coverage.

[ Additional fee administration details for NBCC international health insurance (Guard Me) ]

Province of New Brunswick Medicare Program (international students only)

New Brunswick Medicare is available to full-time international students who are studying at New Brunswick post-secondary institutions. Domestic students are already enrolled in the program and need take no further action.

International students must apply for this coverage through the Province directly: Details on the application process will be posted on the Department of Health’s Medicare website.