Health and Dental Insurance

What NBCC Students Need to Know

The Province of New Brunswick, NBCC and NBCC Student Union (NBCCSU) have worked to provide students of the College a comprehensive approach to Health and Dental insurance.

NBCCSU Supplemental Health & Dental Insurance (for all students)

NBCCSU founded their Supplemental Health & Dental Insurance through a student referendum. It is a plan established by students for students.

  • Full-time students are automatically ‘opted in’, i.e. the plan is mandatory for students in NBCC’s regular programs of 20 weeks or more. Students who are new to the plan will have a validation period of between 45 and 60 days. During this time, benefits can be accessed but must be held until the validation period has passed. After the validation period, new students are activated to the plan.
  • Part-time students are not eligible for coverage under this insurance plan.
  • Student may ‘opt-out’ of this coverage upon provision of proof of alternate (equivalent) insurance coverage. If you have proof of comparable extended coverage, you must apply to ‘opt out’ of the plan prior to NBCC’s deadline (refer to Academic Calendar for dates) using the waiver form online at . Provincial health plans are not comparable coverage, as they do not include all the benefit categories included in the student plan.
  • Additional coverage for spouse and/or dependents is available (refer to Academic Calendar for deadline dates). You will have one opportunity to purchase family coverage for your spouse and/or dependent(s) by completing and submitting an application form to the on-campus Student Benefits Representative. Payment for additional coverage can also be made on-campus.

Next Steps for my NBCCSU coverage

  1. Visit our Tuition and Fees page to learn more about the cost of this plan.
  2. Visit to ‘opt-out’ online or download your customized myBenefits Card.
  3. Contact us if you have questions or concerns at NBCC Student Benefits Plan Office:
    1234 Mountain Rd.
    Moncton, NB E1C 8H9
    Toll Free: 1-855-867-6821
    Fax: 506-858-5181

Province of New Brunswick Medicare Program (international students only)

Effective September 1st 2017, the Government of New Brunswick announced Medicare will be made available to full-time international students who are studying at New Brunswick post-secondary institutions. Domestic students are already enrolled in the program and need take no further action.

International students must apply for this coverage through the Province directly: Details on the application process will be posted on the Department of Health’s Medicare website.

NBCC Basic Health Insurance (international students only)

All international students will be charged $300 for their first Academic Term to ensure coverage while they apply to the Province’s Medicare Program (or in the event they are denied for any reason).

Students who have not obtained proof of New Brunswick Medicare coverage by the "Last Day to opt out of Student Health and Dental Plan with proof of coverage" found on the Academic Calendar will be charged an additional $300 for the second term.

NBCC Emergency Health Insurance (international students only)

New Brunswick Medicare Program coverage will not extend to coverage outside of New Brunswick or Canada. All international students are therefore automatically enrolled in a mandatory emergency health insurance plan for their first Academic Term. The cost is included in the $300 charge noted above. The insurance is valid from as early as September 1st ending August 31st of the year subscribed. Insurance policy details can be found on the Guard Me Canada website.

This insurance includes emergency health services coverage for international students travelling outside of New Brunswick and Canada. Travel is limited to 30 days or less except for USA which is limited to 15 days or less. The student’s home country is excluded.

[ Additional fee administration details for NBCC international health insurance ]